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There's real meaning behind the & in RCM&D.

Our innovative approach and comprehensive array of solutions go far beyond what you can expect from a traditional broker.

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Growth at RCM&D

RCM&D acquired Consolidated Insurance + Risk Management in October 2023 and acquired Employee Benefit Services of Maryland (EBS) in November 2023.






OneRCM&D

At RCM&D, we understand that protecting your business from all angles is crucial to your success. This holistic approach combines our best-in-class service with modern assessment tools to protect what our clients value most. Through the OneRCM&D lens, we see risk so you see opportunity.

Consulting Services & Third-Party Administration

SISCO is a trusted partner in data management, risk and claim consulting, and third-party administration for clients that are self-insured, fully-insured, or utilize captive or high deductible programs. Using proven expertise and technological resources, SISCO helps to ensure budget certainty, reduce costs and improve the overall efficiency of the claim process.

Discover the SISCO Advantage

Stability in a Changing Landscape

RCM&D is ranked among the top independent insurance advisory firms in the United States. We provide highly decisive and responsive service to clients in a full range of industries. With more than 135+ years of history and experience, we have shown our steady leadership and unwavering commitment to the highest level of client satisfaction.

About RCM&D

Committed to the Independent Brokerage Service Model

RCM&D is proud to be a Unison Risk Advisors company. Unison Risk Advisors is committed to an independent brokerage service model guided by the belief that clients are best served by professionally managed and well-resourced firms that can act independently upon the best interests of the client.

Unison Risk Advisors

Dedicated to Client Success

RCM&D is committed to protecting client’s financial, human and physical aspects through a consultative process of collaboration, understanding, analysis and results. We combine a professional passion with vast experience, access to critical industry resources and personal attention to deliver solutions individually tailored to each client’s needs.

A Culture of Collaboration

The RCM&D culture is one that is dedicated to bringing people together for a common purpose. Our Culture of One Purpose provides opportunities for collaboration with our clients, among our internal employees and within our communities.

Culture