Janet Payne

Client Executive
804 237 5915

Janet has over 30 years of experience in insurance and risk management services, with the last 20 years dedicated to the education and healthcare industries.  She has an extensive background servicing all aspects of the property and casualty programs for RCM&D’s specialized clients. In addition to day-to-day service, Janet provides a full range of expertise in insurance program structures, loss control, safety and risk management. 

Prior to joining RCM&D, Janet worked in account management positions for local and national brokers, including Health Providers Insurance Agency, Reciprocal of America, Alexander & Alexander, and Marsh.

  • J.S. Reynolds College
Licenses & Designations
  • Certified Insurance Service Representation (CISR)
  • Virginia State Agent License
  • Consultant License
Professional Affiliations & Civic Organizations
  • Virginia Society of Healthcare Risk Management (VASHRM) – Vice President
  • American Society of Healthcare Risk Management (ASHRM) – Member