Case Studies

Pleasants Construction

As a company that runs seven different divisions – including site development, asphalt paving, clearing, and demolition – and manages more than 500 employees, Pleasants Construction, Inc., needed an insurance broker that could provide the best coverage to meet the various needs of each of its service lines, while at the same time reducing costs.

The company turned to RCM&D to provide property and casualty insurance and risk management services more than 10 years ago. As Pleasants has grown, RCM&D has expanded the company’s coverage to ensure that it has the right policies and practices in place for each of its divisions. In addition, RCM&D has worked with the company to mitigate potential risk by conducting safety training and job inspections, in conjunction with Pleasants’ safety department.

“I love the people at RCM&D,” said Ginger Nance, Pleasants’ controller. “They are nice, always professional and exceptionally helpful – always willing to go the extra mile for our business.”

Another area where RCM&D has assisted is with the company’s modification rate, a national rating based on the number of workers’ compensation claims compared to similar sized companies in the same industry. A high rate can not only drive up workers’ compensation premiums, but also prevent companies like Pleasants from bidding on certain jobs.

RCM&D developed a way to split out the division of the company that was bidding on the job, reducing the modification rate by almost half. This allowed the company to move forward with bidding on projects that would bring more money in to the business, while also reducing its workers’ compensation premiums.

 “RCM&D did the research and made recommendations to make sure it made sense for us,” said Nance. “It allowed us to make a good decision and has saved us money.”

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