Higher Education

University and college administrators face a complex portfolio of risks as they seek to provide the best education and value for students and their families.  From the natatorium to the science lab, from athletic teams and facilities to dorm rooms and fraternity/sorority houses, and to the general safety of the student body as they actively pursue knowledge, development, personal growth and social interaction, risk presents itself across all areas of the university campus.  Additionally, the extension of student healthcare insurance is also often within the scope of university leadership as the school’s paternalistic responsibilities continue to grow in our society.

These institutions must protect their infrastructure and financial capital, as well as provide for the productivity, wellness and satisfaction of their faculty and operational staff.  Attracting and retaining the best and brightest professionals is paramount to sustaining an ideal and engaged student population.  These directives are compounded by the continued compliance, regulatory and governance demands placed by community, state and federal entities.

Specialized Student Insurance Coverages


RCM&D understands the imperatives and challenges of risk mitigation and management at universities and colleges. Through our Education Practice, we work with university leadership to develop effective insurance, risk management and employee benefits programs.  We look at a school through its primary function -- serving as an institution of learning. The more we are able to help our educational clients fulfill their day-to-day activities and confront complex challenges as they arise, the more resources they will have to educate our youth, advance knowledge and create satisfied students and parents.

Client Solutions

While Randolph College is a liberal arts school located in the small town of Lynchburg, Virginia, it has a big time mission to educate ethical global citizens.

Goucher College is an independent, liberal arts institution dedicated to providing a broad international perspective on education.

Franklin & Marshall College began working with RCM&D – as part of the Pennsylvania Colleges and Universities Shared Consortium – in 2005.

Since 1832, Gettysburg College has earned a strong academic reputation as an institution that offers a rigorous commitment to the liberal arts.


Ready to continue the conversation? We’d like to. We are eager to discuss your risk and benefits management challenges, your organizational goals, and your appetite for new solutions based on your unique business needs.