We have the ability to design specialty products to address a distinctive set of needs, and Wellness First is a first-class example of this capability. It is a one-of-a-kind health plan that helps to not only control costs, but also enhances strategies that allow organizations to attract and retain key talent.

Advantages of the Wellness First Program include:

• Immediate premium savings
• Combine the industries best preventative care benefits with an integrated wellness program including incentives for your employees to adopt healthier lifestyles
• Merge your renewals with those of other like-minded employers
• Maximize your employee's benefit choices with Multiple Health Options & Networks, including: flexibility to select any provider, infertility coverage, expanded mental health coverage and liberal dependent definition which includes coverage for same and opposite sex domestic partners and single children to age 25 regardless of student status