There is real meaning behind the & in RCM&D.

It represents the "something more, something extra" you get from each of our practitioners and employees. It's the extra effort, the additional idea, the "one more question". It is this "looking further and looking deeper" that makes all the difference in helping you avoid unnecessary risks, select the right insurance coverage, or offer the best benefit programs.


RCM&D has the right people and a collaborative approach.

Our client teams are staffed by seasoned professionals and experts in your industry who stay involved day after day, year after year. We immerse ourselves in your business, learning every aspect of it and understanding your priorities. Most importantly, we empower our practitioners to act on your behalf, to solve problems and deliver solutions. This approach has made us more effective and easier to work with and has allowed us to develop long term partnerships with our clients.


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RCM&D Blog Feed

“Who'll Stop the Rain?”
After nearly two weeks of consecutive rain in the Mid-Atlantic region, and with a nod to Creedence Clearwater Revival’s 1974 song, we may be asking ourselves this very question.
Entertaining Safely at Home
With the warm weather comes barbeques and graduation parties.
Benefit Trends for 2016 and Beyond
The Society for Human Resource Management
Captives: Are they right for your company?
It has become increasingly important for employers to offer some form of an employee benefits package in order to attract and retain a strong workforce.